What is Instant Pay (RfP) and how does it work?
Instant Pay, also known as RfP, is a faster way to pay through your bank.
Instead of Aeropay debiting your account through ACH, Aeropay sends a payment request to your bank. You’ll be redirected to your banking app or secure bank flow to approve the payment.
Once you approve it, the payment moves instantly without waiting for ACH batch processing. If your bank does not support Instant Pay, your payment automatically falls back to same-day ACH.
Instead of Aeropay debiting your account through ACH, Aeropay sends a payment request to your bank. You’ll be redirected to your banking app or secure bank flow to approve the payment.
Once you approve it, the payment moves instantly without waiting for ACH batch processing. If your bank does not support Instant Pay, your payment automatically falls back to same-day ACH.